Refinance Resources for Washington Homeowners

Cash-out refinance and rate-improvement resources for Washington homeowners, including break-even, closing cost, and HELOC information from Kirk M. Rau.

Empire Home Loans

Empire Home Loans

Phone: (253) 376-5475

Email: [email protected]

NMLS# 1466931

Company NMLS# 1839243

Licensed in: AZ, TX, WA

Empire Home Loans, Inc., NMLS ID #1839243, CA DRE #02086593, CA DFPI/CFL License #60DBO-95315, AZ Lic: MB-1012019. Refer to www.nmlsconsumeraccess.org to see additional license information. The Corporate office address is 4401 Hazel Ave Suite 225, Fair Oaks, CA 95628; www.empirehomeloans.com. This communication is for informational purposes only. This is not a commitment to lend. All programs are subject to change or cancellation at any time and without notice. Empire Home Loans, Inc., supports Equal Housing Opportunity.

Refinance Resources in Pierce County, WA | Kirk M. Rau

Cash-out refinance and rate-improvement resources for Washington homeowners, including break-even, closing cost, and HELOC information from Kirk M. Rau.

Refinance Resources for Washington Homeowners

Cash-Out Refinancing

Improve My Rate

Related Refinance and Equity Options

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Two common reasons homeowners refinance: to access equity or to improve their rate and payment. Each one comes with trade-offs worth understanding before you act.

A cash-out refinance can turn home equity into cash, but the loan balance goes up and the repayment terms change.

A rate-and-term refinance replaces your current loan to change the rate, the term, or both. The question is whether the savings are larger than the costs.

Other options that may fit your situation.

Send a message or call to review your current loan and the options available to you.