Buy a Home in Pierce County, WA
Homebuying resources for first-time, second- or third-time, and retirement buyers in Pierce County and Washington State, from Kirk M. Rau, Mortgage Loan Originator.
Empire Home Loans
Empire Home Loans
Phone: (253) 376-5475
Email: [email protected]
NMLS# 1466931
Company NMLS# 1839243
Licensed in: AZ, TX, WA
Empire Home Loans, Inc., NMLS ID #1839243, CA DRE #02086593, CA DFPI/CFL License #60DBO-95315, AZ Lic: MB-1012019. Refer to www.nmlsconsumeraccess.org to see additional license information. The Corporate office address is 4401 Hazel Ave Suite 225, Fair Oaks, CA 95628; www.empirehomeloans.com. This communication is for informational purposes only. This is not a commitment to lend. All programs are subject to change or cancellation at any time and without notice. Empire Home Loans, Inc., supports Equal Housing Opportunity.
Buy a Home Resources in Pierce County, WA | Kirk M. Rau
Homebuying resources for first-time, second- or third-time, and retirement buyers in Pierce County and Washington State, from Kirk M. Rau, Mortgage Loan Originator.
Buy a Home in Pierce County, WA
Tools for Homebuyers
Check Your Mortgage Credit
What Will This Home Really Cost Me?
First-Time Buyers
W-2 employees and self-employed buyers
Second- or Third-Time Buyers
Buying in Retirement
Common Questions
Talk Through Your Purchase
Resources
Loan Programs
Contact
Find the information that fits your situation: your first home, a move up or a move down, or a purchase in retirement.
Two outside resources that help you prepare before you apply.
See where your mortgage credit stands before you apply.
MyScoreView.com is a separate service that lets consumers obtain their own TransUnion credit information and FICO Score 4. Please note:
The service uses a consumer-initiated soft credit inquiry, subject to the provider's verified terms.
A single TransUnion score may differ from scores obtained in a mortgage application.
If your TransUnion credit file is frozen, you may need to temporarily lift the freeze.
Any fee is shown on MyScoreView.com. Review it there before you order.
The credit report transaction takes place on MyScoreView.com. This website does not collect credit report information.
Understand the monthly and long-term expenses of owning a home.
The True Cost of Homeownership calculator helps homebuyers see the costs beyond the mortgage payment, both each month and over the life of the loan.
Preparing to buy your first home involves credit, income documentation, down payment planning, and comparing loan programs. Start with these topics.
If you have owned a home before, the questions often center on your existing equity, the timing of a sale and purchase, and the cost of a new loan.
For adults 55 and older, the decision is about how a home fits into retirement income, cash flow, and long-term housing goals. These topics connect to our retirement mortgage planning resources.
Call or send a message to discuss your situation with Kirk Rau.
- Empire Home Loans
- Contact
- First-Time Buyer Guide
- Contact Kirk Rau
- Contact Page